Head-To-Head Survey: Inter & Co, Inc. (NASDAQ:INTR) and Banco Itau Chile Spon (NASDAQ:ITCLY)

Inter & Co, Inc. (NASDAQ:INTR) and Banco Itau Chile Spon (NASDAQ:ITCLY) are both mid-cap business services companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, dividends, risk, earnings, analyst recommendations, valuation and institutional ownership.

Analyst Recommendations

This is a breakdown of recent recommendations for Inter & Co, Inc. and Banco Itau Chile Spon, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co, Inc.	0	0	4	0	3.00
Banco Itau Chile Spon	0	0	0	0	N/A

Inter & Co, Inc. currently has a consensus price target of $6.70, suggesting a potential upside of 6.18%. Given Inter & Co, Inc.’s higher possible upside, equities research analysts clearly believe Inter & Co, Inc. is more favorable than Banco Itau Chile Spon.

Earnings and Valuation

This table compares Inter & Co, Inc. and Banco Itau Chile Spon’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Inter & Co, Inc.	$1.22 billion	2.24	$60.56 million	$0.23	27.44
Banco Itau Chile Spon	$3.99 billion	0.50	$423.68 million	$0.66	4.70

Banco Itau Chile Spon has higher revenue and earnings than Inter & Co, Inc.. Banco Itau Chile Spon is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

22.9% of Inter & Co, Inc. shares are owned by institutional investors. Comparatively, 22.2% of Banco Itau Chile Spon shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Inter & Co, Inc. and Banco Itau Chile Spon’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Inter & Co, Inc.	7.38%	6.16%	0.83%
Banco Itau Chile Spon	10.54%	10.65%	0.91%

Dividends

Inter & Co, Inc. pays an annual dividend of $0.03 per share and has a dividend yield of 0.5%. Banco Itau Chile Spon pays an annual dividend of $0.17 per share and has a dividend yield of 5.5%. Inter & Co, Inc. pays out 13.0% of its earnings in the form of a dividend. Banco Itau Chile Spon pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Banco Itau Chile Spon beats Inter & Co, Inc. on 7 of the 13 factors compared between the two stocks.

About Inter & Co, Inc.

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage businesses. The company's Banking & Spending segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. It also provides debt collection, foreign exchange, and financial services, as well as global account digital solution. Its investments segments offers acquisition, sale and custody of securities; structure and distributes securities in the capital market; and operated and manages fund portfolios and other assets. The company's Insurance Brokerage segment provides warranties, life, property and automobile insurance, pension, and consortium products. In addition, it offers inter shop and commerce plus services. Inter & Co, Inc. was founded in 1994 and is based in Belo Horizonte, Brazil.

About Banco Itau Chile Spon

Banco Ita? Chile provides banking services principally in Chile and Colombia. It provides wholesale and corporate banking; real estate and construction and retail, private, companies and personal banking services, as well as treasury and other financial services. Banco Ita? Chile, formerly known as Ita? Corpbanca, is based in Santiago, Chile.