Head to Head Comparison: Advanced Credit Technologies (OTCMKTS:ACRT) & Enfusion (NYSE:ENFN)

Enfusion (NYSE:ENFN) and Advanced Credit Technologies (OTCMKTS:ACRT) are both computer and technology companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, risk, valuation, earnings and dividends.

Analyst Recommendations

This is a summary of current ratings for Enfusion and Advanced Credit Technologies, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enfusion	3	2	1	0	1.67
Advanced Credit Technologies	0	0	0	0	N/A

Enfusion currently has a consensus target price of $9.33, suggesting a potential downside of 1.75%. Given Enfusion’s higher probable upside, equities analysts plainly believe Enfusion is more favorable than Advanced Credit Technologies.

Earnings and Valuation

This table compares Enfusion and Advanced Credit Technologies”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enfusion	$188.35 million	6.46	$6.03 million	$0.03	316.67
Advanced Credit Technologies	N/A	N/A	N/A	N/A	N/A

Enfusion has higher revenue and earnings than Advanced Credit Technologies.

Institutional & Insider Ownership

81.1% of Enfusion shares are owned by institutional investors. 36.4% of Enfusion shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Enfusion and Advanced Credit Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Enfusion	1.98%	6.17%	4.51%
Advanced Credit Technologies	N/A	N/A	N/A

Summary

Enfusion beats Advanced Credit Technologies on 8 of the 8 factors compared between the two stocks.

About Enfusion

Enfusion, Inc. provides software-as-a-service solutions for investment management industry in the United States, Europe, the Middle East, Africa, and the Asia Pacific. The company provides Portfolio Management System, which generates a real-time investment book of record that consists of valuation and risk tools, which allows users to analyze aggregated or decomposed portfolio data for chief investment officers (CIOs) and portfolio managers; and Order and Execution Management System that enables portfolio managers, traders, compliance teams, and analysts to electronically communicate trade orders for a variety of asset classes, manage trade orders, and systemically enforce trading regulations and internal guidelines. It also offers Accounting/General Ledger System, a real-time accounting book of record for chief financial officers, chief operating officers, accountants, and operations teams; Enfusion Analytics System, which enables CIOs, portfolio managers, traders, and analysts to analyze portfolios through time horizons and automate customized visualized reports for internal and external stakeholders; and technology-powered and managed services. Enfusion, Inc. was founded in 1997 and is headquartered in Chicago, Illinois.

About Advanced Credit Technologies

Advanced Credit Technologies, Inc., a development-stage technology company, focuses on fraud prevention and credit management in the United States. The company provides CyberloQ, a banking fraud prevention technology that enables institutional clients to combat fraudulent transactions and unauthorized access to customer accounts; and Turnscor, a Web-based proprietary software platform, which allows its customers to monitor and manage their credit from the privacy of their own homes. Advanced Credit Technologies, Inc. was founded in 2008 and is based in Venice, Florida.