Senmiao Technology (NASDAQ:AIHS) vs. Zoomcar (NASDAQ:ZCAR) Financial Analysis

Institutional and Insider Ownership

3.7% of Zoomcar shares are owned by institutional investors. Comparatively, 0.4% of Senmiao Technology shares are owned by institutional investors. 14.8% of Zoomcar shares are owned by company insiders. Comparatively, 2.3% of Senmiao Technology shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares Zoomcar and Senmiao Technology”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zoomcar	$9.09 million	1.19	-$34.28 million	N/A	N/A
Senmiao Technology	$6.07 million	1.54	-$3.67 million	($0.37)	-2.41

Senmiao Technology has lower revenue, but higher earnings than Zoomcar.

Profitability

This table compares Zoomcar and Senmiao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zoomcar	N/A	N/A	N/A
Senmiao Technology	-77.71%	-87.11%	-35.31%

Risk and Volatility

Zoomcar has a beta of -1.24, meaning that its stock price is 224% less volatile than the S&P 500. Comparatively, Senmiao Technology has a beta of 1.02, meaning that its stock price is 2% more volatile than the S&P 500.

Summary

Zoomcar beats Senmiao Technology on 6 of the 9 factors compared between the two stocks.

About Zoomcar

Zoomcar Holdings, Inc. operates a marketplace for car sharing in India, Indonesia, and Egypt. The company connects hosts with guests, who choose from a selection of cars for use at affordable prices, promoting smart transportation solutions. Its platform offers vehicle searching and discovery, host and guest chat, vehicle and driver tracking, and ratings services. In addition, the company provides software-enabled keyless entry application for host vehicles. Zoomcar Holdings, Inc. was founded in 2013 and is based in Bangalore, India.

About Senmiao Technology

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It operates through two segments, Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services. The company offers car rental services to individual customers; and auto finance solutions through financing leases. It also engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. In addition, the company provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, preparation of financing application materials, assistance with closing of financing transactions, license and plate registration, payment of taxes and fees, purchase of insurance, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Further, it operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other 23 cities in China. The company was founded in 2014 and is based in Chengdu, the People's Republic of China.