nCino (NASDAQ:NCNO) Updates FY 2025 Earnings Guidance

nCino (NASDAQ:NCNO) updated its FY 2025 earnings guidance on Thursday. The company provided earnings per share guidance of 0.720-0.730 for the period, compared to the consensus earnings per share estimate of 0.670. The company issued revenue guidance of $539.0 million-$541.0 million, compared to the consensus revenue estimate of $541.6 million. nCino also updated its Q4 2025 guidance to 0.180-0.190 EPS.

Analyst Ratings Changes

Several equities research analysts have recently commented on the company. The Goldman Sachs Group upgraded nCino from a “neutral” rating to a “buy” rating and boosted their price objective for the company from $34.00 to $42.00 in a report on Wednesday, August 14th. Macquarie reiterated an “outperform” rating and set a $40.00 price target on shares of nCino in a report on Wednesday, October 23rd. Piper Sandler reiterated a “neutral” rating and set a $38.00 price target on shares of nCino in a report on Thursday. Robert W. Baird decreased their price target on nCino from $43.00 to $42.00 and set a “neutral” rating for the company in a report on Thursday. Finally, Needham & Company LLC upped their price target on nCino from $40.00 to $45.00 and gave the stock a “buy” rating in a report on Thursday. Five research analysts have rated the stock with a hold rating and nine have given a buy rating to the company’s stock. According to data from MarketBeat, nCino presently has an average rating of “Moderate Buy” and a consensus target price of $42.15.

nCino Stock Down 12.3 %

Shares of NASDAQ:NCNO opened at $37.28 on Friday. The company has a market capitalization of $4.31 billion, a PE ratio of -138.07, a price-to-earnings-growth ratio of 34.42 and a beta of 0.59. The company has a debt-to-equity ratio of 0.09, a current ratio of 1.08 and a quick ratio of 1.08. The business has a fifty day moving average price of $37.72 and a two-hundred day moving average price of $33.60. nCino has a 1 year low of $28.09 and a 1 year high of $43.20.

Insider Buying and Selling at nCino

In other news, CFO Gregory Orenstein sold 3,885 shares of the company’s stock in a transaction on Monday, October 14th. The stock was sold at an average price of $35.05, for a total transaction of $136,169.25. Following the transaction, the chief financial officer now owns 276,892 shares of the company’s stock, valued at $9,705,064.60. This represents a 1.38 % decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, Director William J. Ruh sold 10,000 shares of the company’s stock in a transaction on Monday, October 21st. The shares were sold at an average price of $37.50, for a total value of $375,000.00. Following the transaction, the director now directly owns 226,201 shares in the company, valued at $8,482,537.50. This represents a 4.23 % decrease in their position. The disclosure for this sale can be found here. Insiders sold 3,235,029 shares of company stock worth $117,599,204 in the last quarter. 28.40% of the stock is currently owned by company insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.