Critical Analysis: Bluegreen Vacations (OTCMKTS:BVHBB) versus BCB Bancorp (NASDAQ:BCBP)

BCB Bancorp (NASDAQ:BCBP) and Bluegreen Vacations (OTCMKTS:BVHBB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, dividends, valuation and analyst recommendations.

Profitability

This table compares BCB Bancorp and Bluegreen Vacations’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BCB Bancorp	10.59%	7.31%	0.57%
Bluegreen Vacations	N/A	N/A	N/A

Analyst Ratings

This is a summary of current ratings and recommmendations for BCB Bancorp and Bluegreen Vacations, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BCB Bancorp	0	2	0	0	2.00
Bluegreen Vacations	0	0	0	0	0.00

BCB Bancorp presently has a consensus price target of $13.75, indicating a potential upside of 15.45%. Given BCB Bancorp’s stronger consensus rating and higher possible upside, equities analysts clearly believe BCB Bancorp is more favorable than Bluegreen Vacations.

Insider & Institutional Ownership

36.0% of BCB Bancorp shares are owned by institutional investors. Comparatively, 20.7% of Bluegreen Vacations shares are owned by institutional investors. 28.7% of BCB Bancorp shares are owned by insiders. Comparatively, 88.2% of Bluegreen Vacations shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares BCB Bancorp and Bluegreen Vacations”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BCB Bancorp	$98.98 million	2.05	$29.48 million	$1.17	10.18
Bluegreen Vacations	$919.43 million	1.33	$64.39 million	$3.71	19.41

Bluegreen Vacations has higher revenue and earnings than BCB Bancorp. BCB Bancorp is trading at a lower price-to-earnings ratio than Bluegreen Vacations, indicating that it is currently the more affordable of the two stocks.

Summary

BCB Bancorp beats Bluegreen Vacations on 7 of the 12 factors compared between the two stocks.

About BCB Bancorp

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that engages in the provision of banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multi-family real estate loans, one-to-four family mortgage loans, commercial business loans, construction loans, home equity loans, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfer, money order, safe deposit box, night depository, debit card, online and mobile banking, fraud detection, and automated teller services. The company was founded in 2000 and is based in Bayonne, New Jersey.

About Bluegreen Vacations

Bluegreen Vacations Holding Corporation operates as a vacation ownership company. The company markets and sells vacation ownership interests (VOI); and manages resorts in leisure and urban destinations, including Orlando, Las Vegas, Myrtle Beach, Charleston and New Orleans, and others. It also provides resort management, mortgage, title, reservation, and construction design and development services; and financing to qualified VOI purchasers, as well as management services to the vacation club and homeowners' associations. The company was founded in 1966 and is headquartered in Boca Raton, Florida.