SoFi Technologies (NASDAQ:SOFI) Releases Q1 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI) updated its first quarter 2025 earnings guidance on Monday. The company provided earnings per share (EPS) guidance of 0.030-0.030 for the period, compared to the consensus estimate of 0.050. The company issued revenue guidance of $725.0 million-$745.0 million, compared to the consensus revenue estimate of $691.4 million. SoFi Technologies also updated its FY 2025 guidance to 0.250-0.270 EPS.

Analyst Ratings Changes

A number of equities analysts have commented on the stock. William Blair restated an “outperform” rating on shares of SoFi Technologies in a research note on Friday, January 24th. UBS Group upped their price target on shares of SoFi Technologies from $10.50 to $14.00 and gave the stock a “neutral” rating in a research report on Tuesday. Keefe, Bruyette & Woods reaffirmed an “underperform” rating and issued a $8.00 price target (up previously from $7.00) on shares of SoFi Technologies in a research report on Thursday, January 2nd. Needham & Company LLC upped their price target on shares of SoFi Technologies from $13.00 to $20.00 and gave the stock a “buy” rating in a research report on Tuesday. Finally, Mizuho upped their price target on shares of SoFi Technologies from $14.00 to $16.00 and gave the stock an “outperform” rating in a research report on Tuesday, November 19th. Four analysts have rated the stock with a sell rating, six have assigned a hold rating and five have assigned a buy rating to the stock. Based on data from MarketBeat, SoFi Technologies has a consensus rating of “Hold” and a consensus price target of $12.50.

SoFi Technologies Trading Up 0.6 %

NASDAQ SOFI opened at $16.17 on Wednesday. The company has a fifty day simple moving average of $15.78 and a two-hundred day simple moving average of $11.22. The stock has a market cap of $17.55 billion, a P/E ratio of 161.72, a P/E/G ratio of 1.19 and a beta of 1.78. SoFi Technologies has a 12-month low of $6.01 and a 12-month high of $18.42. The company has a current ratio of 0.49, a quick ratio of 0.18 and a debt-to-equity ratio of 0.52.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings results on Monday, January 27th. The company reported $0.05 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.04 by $0.01. SoFi Technologies had a net margin of 8.38% and a return on equity of 3.71%. During the same period in the previous year, the company earned $0.04 earnings per share. On average, analysts forecast that SoFi Technologies will post 0.12 earnings per share for the current year.

Insider Transactions at SoFi Technologies

In other news, Director Iv (Gp) L.L.C. Slta sold 24,105,908 shares of the stock in a transaction on Wednesday, December 4th. The shares were sold at an average price of $16.03, for a total value of $386,417,705.24. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, CTO Jeremy Rishel sold 64,991 shares of the firm’s stock in a transaction on Thursday, December 19th. The shares were sold at an average price of $15.72, for a total transaction of $1,021,658.52. Following the sale, the chief technology officer now owns 586,494 shares in the company, valued at approximately $9,219,685.68. This represents a 9.98 % decrease in their position. The disclosure for this sale can be found here. Insiders have sold 26,008,870 shares of company stock worth $416,950,073 over the last 90 days. 2.60% of the stock is currently owned by company insiders.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.