MoneyLion (NYSE:ML) versus Digihost Technology (NASDAQ:DGHI) Head to Head Analysis

Digihost Technology (NASDAQ:DGHI) and MoneyLion (NYSE:ML) are both small-cap business services companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, institutional ownership, profitability, dividends and earnings.

Earnings & Valuation

This table compares Digihost Technology and MoneyLion”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Digihost Technology	$26.11 million	3.79	-$21.89 million	($0.54)	-5.48
MoneyLion	$423.43 million	2.29	-$45.24 million	$0.22	397.35

Digihost Technology has higher earnings, but lower revenue than MoneyLion. Digihost Technology is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Digihost Technology and MoneyLion, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Digihost Technology	0	0	1	0	3.00
MoneyLion	0	2	4	2	3.00

Digihost Technology presently has a consensus price target of $2.50, suggesting a potential downside of 15.54%. MoneyLion has a consensus price target of $100.00, suggesting a potential upside of 14.39%. Given MoneyLion’s higher possible upside, analysts plainly believe MoneyLion is more favorable than Digihost Technology.

Institutional and Insider Ownership

1.9% of Digihost Technology shares are held by institutional investors. Comparatively, 31.4% of MoneyLion shares are held by institutional investors. 11.9% of MoneyLion shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Volatility and Risk

Digihost Technology has a beta of 5.53, meaning that its stock price is 453% more volatile than the S&P 500. Comparatively, MoneyLion has a beta of 3.06, meaning that its stock price is 206% more volatile than the S&P 500.

Profitability

This table compares Digihost Technology and MoneyLion’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Digihost Technology	-41.33%	-36.00%	-25.95%
MoneyLion	0.64%	1.18%	0.61%

Summary

MoneyLion beats Digihost Technology on 11 of the 14 factors compared between the two stocks.

About Digihost Technology

Digihost Technology Inc. operates as a blockchain technology company in the United States and Canada. The company operates through Cryptocurrency Mining, Sales of Energy, and Colocation Services segments. It also mines for cryptocurrency; and supplies energy from power plants. Digihost Technology Inc. was incorporated in 2017 and is headquartered in Houston, Texas.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.