Critical Contrast: DBS Group (OTCMKTS:DBSDY) & 1st Colonial Bancorp (OTCMKTS:FCOB)

1st Colonial Bancorp (OTCMKTS:FCOB) and DBS Group (OTCMKTS:DBSDY) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, dividends, earnings, analyst recommendations, profitability, institutional ownership and risk.

Analyst Ratings

This is a summary of recent ratings and price targets for 1st Colonial Bancorp and DBS Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
1st Colonial Bancorp	0	0	0	0	N/A
DBS Group	0	0	0	0	N/A

Profitability

This table compares 1st Colonial Bancorp and DBS Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
1st Colonial Bancorp	16.64%	10.74%	0.92%
DBS Group	N/A	N/A	N/A

Valuation and Earnings

This table compares 1st Colonial Bancorp and DBS Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
1st Colonial Bancorp	$42.11 million	1.70	$7.43 million	$1.55	9.67
DBS Group	$25.60 billion	3.25	$7.49 billion	N/A	N/A

DBS Group has higher revenue and earnings than 1st Colonial Bancorp.

Volatility and Risk

1st Colonial Bancorp has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500. Comparatively, DBS Group has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500.

Institutional & Insider Ownership

13.4% of 1st Colonial Bancorp shares are held by institutional investors. Comparatively, 0.2% of DBS Group shares are held by institutional investors. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

About 1st Colonial Bancorp

1st Colonial Bancorp, Inc. operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in New Jersey. The company offers various deposit products, including savings accounts, money market accounts, certificates of deposit, club accounts, and business and personal checking accounts. It also provides home equity loans, home equity lines of credit, personal and vehicle loans, residential and commercial mortgages, construction loans, business lines of credit, equipment and vehicle financing, real estate loans, working capital line of credit, and business acquisition loans, as well as small business administration loans. In addition, the company offers cash management services comprising remote deposit capture, ACH/wire transfer, night deposit drop, and merchant services; safe deposit boxes; and coin counting, online and mobile banking, debit card, and ATM services. The company was founded in 2000 and is headquartered in Mount Laurel, New Jersey.

About DBS Group

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. The company’s Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. Its Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The company’s Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. DBS Group Holdings Ltd was founded in 1968 and is headquartered in Singapore.