Swvl (NASDAQ:SWVL) and HealthEquity (NASDAQ:HQY) Financial Analysis

HealthEquity (NASDAQ:HQY) and Swvl (NASDAQ:SWVL) are both medical companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, analyst recommendations, valuation, profitability, earnings and dividends.

Analyst Ratings

This is a breakdown of current ratings for HealthEquity and Swvl, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HealthEquity	0	1	13	0	2.93
Swvl	0	0	0	0	0.00

HealthEquity currently has a consensus price target of $110.71, indicating a potential upside of 14.69%. Given HealthEquity’s stronger consensus rating and higher probable upside, equities analysts clearly believe HealthEquity is more favorable than Swvl.

Earnings & Valuation

This table compares HealthEquity and Swvl”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HealthEquity	$1.15 billion	7.27	$55.71 million	$1.09	88.56
Swvl	$22.85 million	1.91	$3.06 million	N/A	N/A

HealthEquity has higher revenue and earnings than Swvl.

Risk & Volatility

HealthEquity has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, Swvl has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500.

Institutional & Insider Ownership

99.6% of HealthEquity shares are owned by institutional investors. Comparatively, 34.0% of Swvl shares are owned by institutional investors. 2.2% of HealthEquity shares are owned by insiders. Comparatively, 29.9% of Swvl shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares HealthEquity and Swvl’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HealthEquity	8.41%	9.70%	6.08%
Swvl	N/A	N/A	N/A

Summary

HealthEquity beats Swvl on 10 of the 12 factors compared between the two stocks.

About HealthEquity

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, receive personalized benefit information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

About Swvl

Swvl Holdings Corp. provides mass transit ridesharing services. It offers B2C Swvl Retail, which provides riders with a network of minibuses and other vehicles running on fixed or semi-fixed routes within cities; Swvl Travel that allows riders to book rides on long-distance intercity routes on vehicle available through the Swvl platform or through third-party services; and Swvl Business, a transport as a service enterprise product for businesses, schools, municipal transit agencies, and other customers. Swvl Holdings Corp. was founded in 2017 and is headquartered in Dubai, the United Arab Emirates.