Navient (NASDAQ:NAVI) Releases FY 2025 Earnings Guidance

Navient (NASDAQ:NAVI) updated its FY 2025 earnings guidance on Wednesday. The company provided EPS guidance of 1.000-1.200 for the period, compared to the consensus EPS estimate of 1.390. The company issued revenue guidance of -.

Navient Price Performance

NASDAQ NAVI opened at $14.75 on Wednesday. The company has a debt-to-equity ratio of 16.59, a current ratio of 9.49 and a quick ratio of 9.49. Navient has a 1-year low of $12.73 and a 1-year high of $18.36. The stock has a market capitalization of $1.58 billion, a price-to-earnings ratio of 21.38 and a beta of 1.43. The business’s fifty day moving average price is $14.23 and its 200-day moving average price is $15.02.

Navient (NASDAQ:NAVI) last released its quarterly earnings results on Wednesday, October 30th. The credit services provider reported $1.45 EPS for the quarter, beating the consensus estimate of $0.25 by $1.20. The firm had revenue of $1.22 billion during the quarter, compared to analyst estimates of $150.04 million. Navient had a net margin of 1.71% and a return on equity of 8.62%. During the same quarter in the prior year, the firm earned $0.84 EPS. On average, equities analysts predict that Navient will post 2.41 earnings per share for the current year.

Navient Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, December 20th. Investors of record on Friday, December 6th were given a dividend of $0.16 per share. The ex-dividend date was Friday, December 6th. This represents a $0.64 annualized dividend and a yield of 4.34%. Navient’s dividend payout ratio (DPR) is presently 92.75%.

Analyst Ratings Changes

A number of research firms have commented on NAVI. StockNews.com raised Navient from a “hold” rating to a “buy” rating in a report on Friday, November 1st. Bank of America reduced their price target on shares of Navient from $17.00 to $16.00 and set a “neutral” rating on the stock in a report on Tuesday, December 24th. JPMorgan Chase & Co. reduced their target price on Navient from $15.00 to $13.50 and set a “neutral” rating on the stock in a report on Tuesday, January 14th. Barclays lifted their price objective on Navient from $10.00 to $11.00 and gave the stock an “underweight” rating in a research note on Tuesday, October 8th. Finally, Seaport Res Ptn raised shares of Navient from a “hold” rating to a “strong-buy” rating in a research note on Tuesday, January 21st. Two equities research analysts have rated the stock with a sell rating, four have issued a hold rating, one has given a buy rating and one has assigned a strong buy rating to the stock. According to MarketBeat.com, Navient has an average rating of “Hold” and an average price target of $14.58.

Insider Buying and Selling at Navient

In other news, EVP Stephen M. Hauber sold 10,000 shares of the business’s stock in a transaction on Wednesday, November 6th. The stock was sold at an average price of $15.00, for a total value of $150,000.00. Following the completion of the transaction, the executive vice president now directly owns 256,883 shares of the company’s stock, valued at approximately $3,853,245. The trade was a 3.75 % decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Company insiders own 27.99% of the company’s stock.

About Navient

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.