What is Roth Capital’s Estimate for Progressive Q2 Earnings?

The Progressive Co. (NYSE:PGR) – Equities researchers at Roth Capital increased their Q2 2025 EPS estimates for Progressive in a report issued on Thursday, January 30th. Roth Capital analyst H. Fong now expects that the insurance provider will post earnings of $3.16 per share for the quarter, up from their prior estimate of $3.12. The consensus estimate for Progressive’s current full-year earnings is $14.03 per share. Roth Capital also issued estimates for Progressive’s Q3 2025 earnings at $3.45 EPS, Q4 2025 earnings at $3.75 EPS, Q1 2026 earnings at $3.57 EPS, Q2 2026 earnings at $3.53 EPS, Q3 2026 earnings at $3.70 EPS, Q4 2026 earnings at $3.80 EPS and FY2026 earnings at $14.60 EPS.

Progressive (NYSE:PGR) last announced its earnings results on Wednesday, January 29th. The insurance provider reported $4.08 earnings per share (EPS) for the quarter, topping the consensus estimate of $3.44 by $0.64. Progressive had a return on equity of 34.32% and a net margin of 11.25%.

PGR has been the topic of a number of other reports. Bank of America upped their target price on shares of Progressive from $331.00 to $335.00 and gave the stock a “buy” rating in a research report on Monday, November 18th. Hsbc Global Res downgraded shares of Progressive from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, December 10th. BMO Capital Markets cut their price target on Progressive from $273.00 to $267.00 and set an “outperform” rating on the stock in a research note on Monday, December 16th. Wells Fargo & Company lifted their price objective on Progressive from $302.00 to $313.00 and gave the company an “overweight” rating in a research note on Thursday. Finally, Evercore ISI boosted their target price on Progressive from $277.00 to $285.00 and gave the stock an “outperform” rating in a report on Wednesday, November 6th. Six analysts have rated the stock with a hold rating and thirteen have assigned a buy rating to the company’s stock. According to MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $275.29.

Progressive Price Performance

PGR opened at $249.20 on Friday. The company has a current ratio of 0.30, a quick ratio of 0.30 and a debt-to-equity ratio of 0.25. The company has a market cap of $145.98 billion, a price-to-earnings ratio of 17.31, a price-to-earnings-growth ratio of 0.64 and a beta of 0.41. The stock has a fifty day simple moving average of $247.67 and a two-hundred day simple moving average of $244.27. Progressive has a 12-month low of $176.37 and a 12-month high of $270.62.

Progressive Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Thursday, January 16th. Investors of record on Thursday, January 9th were issued a $0.10 dividend. This represents a $0.40 annualized dividend and a dividend yield of 0.16%. The ex-dividend date of this dividend was Friday, January 10th. Progressive’s payout ratio is currently 2.78%.

Insider Buying and Selling at Progressive

In other Progressive news, CFO John P. Sauerland sold 10,000 shares of the stock in a transaction that occurred on Friday, November 29th. The shares were sold at an average price of $268.09, for a total value of $2,680,900.00. Following the transaction, the chief financial officer now directly owns 292,958 shares in the company, valued at approximately $78,539,110.22. This trade represents a 3.30 % decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, insider Andrew J. Quigg sold 681 shares of the business’s stock in a transaction on Friday, January 3rd. The shares were sold at an average price of $242.10, for a total transaction of $164,870.10. Following the sale, the insider now directly owns 33,612 shares of the company’s stock, valued at approximately $8,137,465.20. The trade was a 1.99 % decrease in their position. The disclosure for this sale can be found here. Over the last 90 days, insiders have sold 52,506 shares of company stock valued at $13,031,159. 0.34% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of large investors have recently made changes to their positions in the stock. Davis Capital Management bought a new stake in Progressive during the 3rd quarter worth approximately $25,000. Webster Bank N. A. bought a new stake in shares of Progressive during the 4th quarter valued at $26,000. Hager Investment Management Services LLC purchased a new position in shares of Progressive during the 4th quarter valued at $28,000. Atlantic Edge Private Wealth Management LLC boosted its holdings in Progressive by 54.7% in the 4th quarter. Atlantic Edge Private Wealth Management LLC now owns 116 shares of the insurance provider’s stock worth $28,000 after buying an additional 41 shares during the period. Finally, Valley National Advisers Inc. increased its stake in Progressive by 3,000.0% in the 4th quarter. Valley National Advisers Inc. now owns 124 shares of the insurance provider’s stock worth $29,000 after buying an additional 120 shares in the last quarter. 85.34% of the stock is owned by hedge funds and other institutional investors.

About Progressive

The Progressive Corporation, an insurance holding company, provides personal and commercial auto, personal residential and commercial property, business related general liability, and other specialty property-casualty insurance products and related services in the United States. It operates in three segments: Personal Lines, Commercial Lines, and Property.