Bank7 (NASDAQ:BSVN) vs. Beverly Hills Bancorp (OTCMKTS:BHBCQ) Critical Analysis

Bank7 (NASDAQ:BSVN) and Beverly Hills Bancorp (OTCMKTS:BHBCQ) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, valuation, profitability, dividends, institutional ownership and analyst recommendations.

Analyst Recommendations

This is a summary of recent ratings and price targets for Bank7 and Beverly Hills Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank7	0	0	2	0	3.00
Beverly Hills Bancorp	0	0	0	0	0.00

Bank7 currently has a consensus target price of $53.50, suggesting a potential upside of 34.02%. Given Bank7’s stronger consensus rating and higher probable upside, equities research analysts plainly believe Bank7 is more favorable than Beverly Hills Bancorp.

Institutional and Insider Ownership

23.5% of Bank7 shares are owned by institutional investors. 44.0% of Bank7 shares are owned by company insiders. Comparatively, 13.0% of Beverly Hills Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares Bank7 and Beverly Hills Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank7	$97.45 million	3.83	$45.70 million	$4.84	8.25
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A

Bank7 has higher revenue and earnings than Beverly Hills Bancorp.

Profitability

This table compares Bank7 and Beverly Hills Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank7	32.00%	23.83%	2.64%
Beverly Hills Bancorp	N/A	N/A	N/A

Summary

Bank7 beats Beverly Hills Bancorp on 9 of the 9 factors compared between the two stocks.

About Bank7

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".