nCino (NASDAQ:NCNO) Releases FY26 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its FY26 earnings guidance on Tuesday morning. The company provided EPS guidance of $0.66-0.69 for the period, compared to the consensus EPS estimate of $0.88. The company issued revenue guidance of $574.5-578.5 million, compared to the consensus revenue estimate of $612.09 million. nCino also updated its Q1 guidance to $0.15-0.16 EPS.

nCino Stock Up 2.4 %

Shares of NCNO traded up $0.65 during mid-day trading on Tuesday, reaching $28.12. The company’s stock had a trading volume of 3,160,490 shares, compared to its average volume of 1,202,850. The company has a debt-to-equity ratio of 0.20, a current ratio of 1.95 and a quick ratio of 1.95. nCino has a 12-month low of $27.29 and a 12-month high of $43.20. The stock has a market cap of $3.26 billion, a PE ratio of -165.40, a price-to-earnings-growth ratio of 5.77 and a beta of 0.66. The company’s 50 day moving average is $31.32 and its 200 day moving average is $34.21.

Analysts Set New Price Targets

NCNO has been the subject of several research analyst reports. Scotiabank lowered their target price on shares of nCino from $42.00 to $35.00 and set a “sector outperform” rating for the company in a report on Thursday, March 27th. William Blair restated an “outperform” rating on shares of nCino in a research note on Thursday, December 5th. UBS Group initiated coverage on nCino in a research report on Monday, December 16th. They set a “buy” rating and a $44.00 target price on the stock. Robert W. Baird decreased their target price on nCino from $43.00 to $42.00 and set a “neutral” rating for the company in a research report on Thursday, December 5th. Finally, KeyCorp reaffirmed a “sector weight” rating on shares of nCino in a research report on Monday, February 3rd. Five investment analysts have rated the stock with a hold rating and eleven have issued a buy rating to the company’s stock. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average target price of $41.36.

Insiders Place Their Bets

In other news, CEO Sean Desmond sold 5,034 shares of the business’s stock in a transaction dated Tuesday, February 4th. The shares were sold at an average price of $32.60, for a total transaction of $164,108.40. Following the transaction, the chief executive officer now directly owns 306,477 shares in the company, valued at $9,991,150.20. The trade was a 1.62 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. Also, Director Jeff Horing sold 54,876 shares of the stock in a transaction dated Monday, January 6th. The stock was sold at an average price of $35.00, for a total transaction of $1,920,660.00. Following the transaction, the director now directly owns 4,458,591 shares of the company’s stock, valued at $156,050,685. This represents a 1.22 % decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last quarter, insiders sold 86,877 shares of company stock worth $2,963,893. 28.40% of the stock is owned by insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.