nCino (NASDAQ:NCNO) Releases Q1 2026 Earnings Guidance

nCino (NASDAQ:NCNO) updated its first quarter 2026 earnings guidance on Tuesday. The company provided earnings per share guidance of 0.150-0.160 for the period, compared to the consensus earnings per share estimate of 0.210. The company issued revenue guidance of $138.8 million-$140.8 million, compared to the consensus revenue estimate of $143.3 million. nCino also updated its FY 2026 guidance to 0.660-0.690 EPS.

nCino Stock Performance

Shares of NASDAQ NCNO opened at $28.12 on Wednesday. nCino has a 12 month low of $18.12 and a 12 month high of $43.20. The stock has a 50 day moving average of $31.22 and a 200-day moving average of $34.20. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20. The company has a market capitalization of $3.26 billion, a P/E ratio of -165.40, a P/E/G ratio of 5.77 and a beta of 0.66.

nCino (NASDAQ:NCNO) last released its quarterly earnings data on Tuesday, April 1st. The company reported $0.12 EPS for the quarter, missing the consensus estimate of $0.18 by ($0.06). The company had revenue of $141.37 million during the quarter, compared to analyst estimates of $140.81 million. nCino had a negative net margin of 3.46% and a positive return on equity of 1.62%. nCino’s revenue for the quarter was up 14.3% on a year-over-year basis. During the same quarter in the prior year, the firm earned $0.21 earnings per share. As a group, equities research analysts predict that nCino will post 0.12 EPS for the current year.

nCino declared that its board has approved a share buyback program on Tuesday, April 1st that authorizes the company to buyback $100.00 million in outstanding shares. This buyback authorization authorizes the company to reacquire up to 3.1% of its stock through open market purchases. Stock buyback programs are often an indication that the company’s board of directors believes its shares are undervalued.

Analyst Upgrades and Downgrades

Several analysts have recently issued reports on NCNO shares. Macquarie increased their target price on nCino from $40.00 to $43.00 and gave the stock an “outperform” rating in a report on Friday, December 6th. Scotiabank reduced their price objective on shares of nCino from $42.00 to $35.00 and set a “sector outperform” rating on the stock in a research note on Thursday, March 27th. William Blair restated an “outperform” rating on shares of nCino in a research report on Thursday, December 5th. Morgan Stanley cut their price target on shares of nCino from $41.00 to $39.00 and set an “equal weight” rating for the company in a report on Friday, December 6th. Finally, Stephens reissued an “equal weight” rating and issued a $38.00 price objective on shares of nCino in a research note on Thursday, March 20th. Five research analysts have rated the stock with a hold rating and eleven have issued a buy rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average target price of $41.36.

Insider Activity at nCino

In related news, CFO Gregory Orenstein sold 5,148 shares of the company’s stock in a transaction that occurred on Tuesday, February 4th. The stock was sold at an average price of $32.60, for a total transaction of $167,824.80. Following the transaction, the chief financial officer now directly owns 271,744 shares of the company’s stock, valued at approximately $8,858,854.40. This represents a 1.86 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, Director Jeff Horing sold 54,876 shares of the stock in a transaction that occurred on Monday, January 6th. The stock was sold at an average price of $35.00, for a total value of $1,920,660.00. Following the completion of the transaction, the director now owns 4,458,591 shares in the company, valued at approximately $156,050,685. The trade was a 1.22 % decrease in their position. The disclosure for this sale can be found here. Insiders have sold 86,877 shares of company stock worth $2,963,893 over the last ninety days. Insiders own 28.40% of the company’s stock.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.